The wealth planner you’ve been looking for.

Upload your bank, card and 401(k) statements, transaction exports and paystubs. Oca builds your balance sheet, income statement and cash flow, and checks that every number ties out.

Get startedSee how it works

Works with:

  • SoFi
  • Fidelity
  • Capital Group
  • Robinhood
  • Ascensus
  • Apple Card
  • Venmo
  • Paylocity
  • Dayforce
8 account types
8 account types
Every period reconciled
Every period reconciled
PDF or CSV statements
PDF or CSV statements

Features

See the full picture by institution

Your accounts grouped by institution, with month-over-month changes.

Balance sheet grouping accounts under each institution, with a monthly balance and month-over-month change on every row.

Know exactly where your money is going

Group transactions by categories you define.

Income statement pivot table with expense categories down the side, one column per month, and a year-to-date total column.

Watch your money move from paycheck to savings

A Sankey diagram running from gross earnings through deductions and expenses to what is left.

Sankey diagram flowing from gross earnings through taxes, deductions and expense categories to net savings.

Track contributions, gains, and portfolio growth

Multiple account types, principal versus earnings, and your real savings rate.

Investment dashboard stacking starting balance, contributions and gains under a portfolio balance line, with per-account totals below.

Know when the math says you can stop

A projection built from your actual contributions and expenses, with every assumption exposed as a slider you can move.

Financial independence projection charting safe withdrawal against annual expenses, with the crossover year marked and assumption sliders below the chart.

How it works

  1. Step 1

    Drop in your bank and investment statements as PDF or CSV.

    Oca reads the formats from SoFi, Fidelity, Capital Group, Robinhood, Ascensus, Apple Card, and more.

  2. Step 2

    Review your transactions and set rules that stick.

    Write a rule once and Oca applies it to every import after that.

  3. Step 3

    Get your balance sheet, income statement, cash flow, and investments, updated monthly.

    Oca surfaces what changed and what needs a look.

  • Net worth grew 4.2% in August. Fidelity drove most of it.
  • Dining was up 23% this month. Worth a look?
  • All books are clean for July. Nice work.

Your house. Your rules. Your data.

  • Everything is encrypted at rest in a private Postgres database. Your data is not shared with other users.
  • Nothing is sold and there are no ads. The only analytics are anonymous, cookieless page-view counts.
  • Every period is reconciled against the statement, so discrepancies surface before they compound.
  • Want your data exported or your account deleted? Email us and it is done within 7 days.

Free while in beta. No card required. Paid plans will come later, and you will get notice well before anything changes.

Oca is built and operated by Ocasa LLC, a Minnesota limited liability company.

Be head of your own house.

Free while in beta. Your data stays yours.

Get started

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