The monthly wealth planner you’ve always wanted.

Upload your bank and investment statements. Oca builds your balance sheet, income statement, cash flow, and investment dashboard, reconciled to the statement every month.

Get startedSee how it works

Free while in beta. No card required.

Parses statements from

  • SoFi
  • Fidelity
  • Capital Group
  • Robinhood
  • Ascensus
  • Apple Card
12+ account types
12+ account types
Every period reconciled
Every period reconciled
PDF or CSV statements
PDF or CSV statements

Features

See your full picture by institution

Accounts grouped by institution, tracked monthly, with month-over-month change on every line.

Balance sheet grouping accounts under each institution, with a monthly balance and month-over-month change on every row.

Know exactly where the money goes

Categorized transactions in a pivot table, monthly columns, year-to-date totals.

Income statement pivot table with expense categories down the side, one column per month, and a year-to-date total column.

Watch your money move from paycheck to savings

A Sankey diagram running from gross earnings through deductions and expenses to what is left.

Sankey diagram flowing from gross earnings through taxes, deductions and expense categories to net savings.

Track contributions, gains, and portfolio growth

Multiple account types, principal versus earnings, and your real savings rate.

Investment dashboard stacking starting balance, contributions and gains under a portfolio balance line, with per-account totals below.

Know when the math says you can stop

A projection built from your actual contributions and expenses, with every assumption exposed as a slider you can move.

Financial independence projection charting safe withdrawal against annual expenses, with the crossover year marked and assumption sliders below the chart.

How it works

  1. Step 1

    Drop in your bank and investment statements as PDF or CSV.

    Oca reads the formats from SoFi, Fidelity, Capital Group, Robinhood, Ascensus, Apple Card, and more.

  2. Step 2

    Review your transactions and set rules that stick.

    Write a rule once and Oca applies it to every import after that.

  3. Step 3

    Get your balance sheet, income statement, cash flow, and investments, updated monthly.

    Oca surfaces what changed and what needs a look.

  • Net worth grew 4.2% in August. Fidelity drove most of it.
  • Dining was up 23% this month. Worth a look?
  • All books are clean for July. Nice work.

Your house. Your rules. Your data.

  • Everything is encrypted at rest in a private Postgres database. Your data is not shared with other users.
  • Nothing is sold, and there are no ads or trackers.
  • Every period is reconciled against the statement, so discrepancies surface before they compound.
  • Export everything or delete your account at any time.

Free while in beta. No card required. Paid plans will come later, and you will get notice well before anything changes.

Oca is built and operated by Ocasa LLC, a Minnesota limited liability company.

Be head of your own house.

Free while in beta. Your data stays yours.

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